SchemesSaturday, 29 August 2026·Hindu Tamil Thisai
Jan Dhan Yojana completes 12 years with 59.09 crore accounts and ₹3.17 lakh crore deposits
Launched on 28 August 2014, PM Jan Dhan Yojana has crossed 59.09 crore bank accounts with ₹3.17 lakh crore deposits.
Key highlights
Direct fact
On 28 August 2026, the Pradhan Mantri Jan Dhan Yojana completed 12 years, with 59.09 crore bank accounts opened across India since its launch on 28 August 2014.
Key specifics
- The scheme has 59.09 crore bank accounts nationwide.
- Total deposits in these accounts stand at ₹3.17 lakh crore.
- Women account holders make up 56% of Jan Dhan accounts.
- Rural accounts account for 78% of the total.
- Account holders get ₹2 lakh accident insurance, ₹10,000 overdraft facility, and more than 41.29 crore RuPay cards have been issued free.
Exam lens
Scheme-based MCQ, launch date 28 August 2014, 12 years completed in 2026, 59.09 crore accounts, ₹3.17 lakh crore deposits, 56% women, 78% rural — TNPSC may ask the benefits and numerical reach of PMJDY.