EconomyWednesday, 6 May 2026·The Hindu
SCBs record 15.9% non-food credit growth in FY 2025-26, outstanding credit reaches ₹212.9 lakh crore
Scheduled Commercial Banks recorded 15.9% non-food credit growth in FY 2025-26, with outstanding credit reaching ₹212.9 lakh crore by March 2026.
Key highlights
Direct fact
On 6 May 2026, data showed that Scheduled Commercial Banks (SCBs) recorded 15.9% non-food credit growth in FY 2025-26, with total outstanding credit reaching ₹212.9 lakh crore by March 2026.
Key specifics
- SCBs recorded 15.9% non-food credit growth in FY 2025-26.
- The previous year’s growth rate was 10.9%.
- Total credit outstanding reached ₹212.9 lakh crore by March 2026.
- The credit stock expanded by ₹29.2 lakh crore from the preceding fiscal year.
- Micro and small industries grew by 33.1%, while personal loans accounted for 33% of overall credit.
Exam lens
Banking and economy question type, SCBs, 15.9%, ₹212.9 lakh crore, 33.1% micro and small industries, 33% personal loans — TNPSC may ask sector-wise credit growth and RBI-related facts.