SchemesThursday, 16 July 2026·The Hindu - National

EPFO credits 8.25% interest for FY 2025-26 to 34 crore provident fund accounts

EPFO credited FY 2025-26 provident fund interest to 34 crore accounts on 15 July 2026 at 8.25%, with over ₹1.44 lakh crore processed through CITES.

Key highlights

Direct fact

On 15 July 2026, the Employees’ Provident Fund Organisation (EPFO) credited interest for FY 2025-26 to 34 crore provident fund accounts in one go, after the Union Finance Ministry approved an 8.25% rate.

Key specifics

  • The interest credit covered 34 crore EPFO accounts on 15 July 2026.
  • The approved EPF interest rate for FY 2025-26 was 8.25%.
  • Union Labour Minister Mansukh Mandaviya said the amount credited was over ₹1.44 lakh crore.
  • The Centralised IT Enabled Services (CITES) project was used to update the EPFO database and automate the process.
  • Earlier, EPF interest credit usually took until October or November after the rate was declared.

Exam lens

Economy and social security question, EPFO, 34 crore accounts, 8.25%, ₹1.44 lakh crore, CITES, July 2026 — TNPSC may ask the rate, timing, and digital processing system.

EPFOProvident Fund8.25%CITESMansukh Mandaviya

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