EconomyWednesday, 17 June 2026·The Hindu - Economy

RBI surplus transfer to Union government hits record ₹2.87 lakh crore in FY26

The RBI transferred a record ₹2.87 lakh crore surplus to the Union government for FY26, up from ₹2.11 lakh crore in FY24, amid a 20.6% rise in its balance sheet.

Key highlights

Direct fact

In May 2026, the Reserve Bank of India approved a record surplus transfer of ₹2.87 lakh crore to the Union government for FY26, exceeding the previous record of ₹2.11 lakh crore.

Key specifics

  • The FY26 transfer of ₹2.87 lakh crore was described as the highest ever by the RBI.
  • Surplus transfer stood at ₹87,416 crore for FY23.
  • It rose to ₹2.11 lakh crore for FY24 and about ₹2.69 lakh crore for FY25.
  • The RBI’s balance sheet grew by 20.6% in one year to ₹91.97 lakh crore by March 2026.
  • Gross income increased by over 26% in the same period, driven by foreign assets, domestic securities, foreign exchange operations and reserve management.

Exam lens

Economy and banking, RBI balance sheet, surplus transfer, fiscal architecture — TNPSC may ask the FY26 amount, FY23/FY24/FY25 comparison, and the 20.6% balance-sheet growth figure.

RBIsurplus transferFY26balance sheeteconomy

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